Our Location

Find us where your financial solutions begin, ready to assist with flexible loans tailored just for you.

Main

Zuellig Building . Makati Avenue, corner Paseo de Roxas, Makati City, 1225 Metro Manila

10am - 10pm

Branch

Hours

info@illuminates-finance.com

Support

+63 997 678 1574

Contact

Terms and Conditions for Illuminates Finance and Credit Inc.

Welcome to Illuminates Finance and Credit Inc. Please read these Terms and Conditions carefully before using our services. By accessing or using our platform, you agree to be bound by these terms, which outline the rights and responsibilities of both the company and our clients.

1. Acceptance of Terms

By engaging with Illuminates Finance and Credit Inc., you acknowledge that you have read, understood, and agree to comply with these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our services.

2. Service Overview

Illuminates Finance and Credit Inc. provides financial consulting, credit management, loan facilitation, and related financial services. Our goal is to help clients improve their creditworthiness, secure financing, and achieve their financial objectives.

3. Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use our services. By using our platform, you affirm that all information provided is accurate and complete.

4. Account Registration and Security

Clients may be required to create an account to access certain services. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. We reserve the right to suspend or terminate accounts that violate these terms.

5. Fees and Payments

All fees for our services are clearly outlined at the point of engagement. Payments must be made according to the specified schedule. Failure to pay may result in suspension or termination of services.

6. Confidentiality and Data Privacy

We are committed to protecting your privacy. Any personal or financial information collected will be handled in accordance with our Privacy Policy. Clients agree to provide accurate information and to update us of any changes.

7. Use of Services

Clients agree to use our services only for lawful purposes and in accordance with these Terms and Conditions. Prohibited activities include fraudulent practices, misrepresentation, or any behavior that may harm the company or other clients.

8. Limitation of Liability

While we strive to provide accurate and reliable services, Illuminates Finance and Credit Inc. shall not be liable for any damages arising from the use or inability to use our services, including but not limited to financial losses or data breaches.

9. Amendments to Terms

We reserve the right to modify or update these Terms and Conditions at any time. Clients will be notified of significant changes, and continued use of our services constitutes acceptance of the updated terms.

10. Termination

Either party may terminate the agreement at any time with prior notice. Upon termination, clients must settle any outstanding fees, and all proprietary rights and obligations will cease.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which Illuminates Finance and Credit Inc. operates.

12. Contact Information

For any questions or concerns regarding these Terms and Conditions, please contact us at Zuellig Building . Makati Avenue, corner Paseo de Roxas, Makati City, 1225 Metro Manila

Terms & Conditions